Residential Homeowners

Upgrade Your Home Comfort

Get up to $16,000 in rebates for energy-efficient heat pump installation. Serving homeowners across 15 New Jersey counties with flexible payment options.

Protect the Investment

A new HVAC system is a major investment. Optional 10-year parts and labor coverage protects it against the compressor, control board and blower failures that tend to show up years after a manufacturer's warranty runs out — with no deductible on covered repairs. Existing systems may qualify too, subject to an eligibility inspection.

Buy, Finance, or Become a Member

However you pay for the system, you own it. Compare your options below.

Buy

Pay for the system outright

  • You own the system from day one
  • Optional 10-year parts & labor coverage priced separately
  • No monthly payment
Finance

PSE&G On-Bill Repayment

  • You own the system
  • Project cost added to your monthly utility bill, 0% interest
  • Optional coverage priced separately
Member

Comfort Membership

  • You own the system
  • One monthly payment. Coverage, maintenance, priority service.
  • Pricing provided at consultation
🔥 Featured Program

Residential Decarbonization Program

Up to $16,000 in rebates for homeowners upgrading to energy-efficient heat pumps

Up to $16,000

Substantial rebates available for residential heat pump installations

50% Energy Savings

Modern heat pumps dramatically reduce your monthly utility bills

Year-Round Comfort

One system for both heating and cooling your entire home

Example Homeowner Scenarios

Residential Project Economics

Illustrative examples of how New Jersey homeowners could save money and increase property value with heat pump upgrades

3 BR / 2 BA
Single-Family Home Upgrade

Montclair, NJ • 1,800 sq ft

Old System:

40-year-old oil furnace + 5 window AC units

New System:

Multi-Zone Heat Pump System

Installation Cost:$23,500
Illustrative Rebate:$14,000
Out of Pocket:$9,500
On-Bill Repayment Option
Monthly Payment (10 years)*:$79/mo

*10-year term for qualifying accounts only

💡 Net Savings: +$141/month

Your energy savings cover the payment!

Monthly Energy Costs

Before:

$385/month

After:

$165/month

Annual Savings: $2,640

Property Value Increase

$15,000 - $20,000

Based on comparable home sales with modern HVAC

Key Benefits:

  • Eliminated oil tank and delivery costs
  • Replaced 5 noisy window units with quiet system
  • Year-round comfort with one modern system
  • Increased home value for future resale
  • 57% reduction in energy costs
4 BR / 3 BA
Colonial Home Modernization

Summit, NJ • 2,600 sq ft

Old System:

Steam radiators (gas boiler) + aging central AC

New System:

Ducted Heat Pump System

Installation Cost:$29,800
Illustrative Rebate:$16,000
Out of Pocket:$13,800
On-Bill Repayment Option
Monthly Payment (10 years)*:$115/mo

*10-year term for qualifying accounts only

💡 Net Savings: +$170/month

Your energy savings cover the payment!

Monthly Energy Costs

Before:

$520/month

After:

$235/month

Annual Savings: $3,420

Property Value Increase

$20,000 - $25,000

Based on comparable home sales with modern HVAC

Key Benefits:

  • Removed old radiators and freed up wall space
  • Even temperature throughout all rooms
  • Smart thermostat with zone control
  • Eliminated gas utility connection fees
  • 55% reduction in heating and cooling costs
5 BR / 3 BA
Ranch Home Transformation

Edison, NJ • 3,200 sq ft

Old System:

20-year-old gas furnace + outdated AC system

New System:

Ducted Heat Pump System with Smart Controls

Installation Cost:$34,500
Illustrative Rebate:$16,000
Out of Pocket:$18,500
On-Bill Repayment Option
Monthly Payment (10 years)*:$154/mo

*10-year term for qualifying accounts only

💡 Net Savings: +$196/month

Your energy savings cover the payment!

Monthly Energy Costs

Before:

$640/month

After:

$290/month

Annual Savings: $4,200

Property Value Increase

$25,000 - $30,000

Based on comparable home sales with modern HVAC

Key Benefits:

  • Upgraded from 15 SEER to 20+ SEER efficiency
  • Whole-home dehumidification included
  • Improved indoor air quality for family health
  • Future-proof energy-efficient system
  • 55% reduction in monthly utility bills

Ready to upgrade your home and start saving?

Illustrative scenarios based on typical NJ residential heat pump project economics. Actual incentives, project costs, financing and savings vary by home, utility program and equipment.

Flexible Payment Option: On-Bill Repayment
No upfront costs - pay through your monthly utility bill

How It Works

Qualified homeowners can add the project cost to their monthly utility bill, making energy-efficient upgrades more accessible with no money down.

Eligibility Requirement

Your utility account must be in good standing to qualify for on-bill repayment.

Simple 4-Step Process

1

Homeowner Approval

Review and approve the proposed work and payment terms

2

Professional Installation

Our certified technicians complete the heat pump installation

3

Inspection & Verification

Official inspection confirms work is completed to standards

4

Rebate Processing & Close Out

Rebate application processed and project finalized

💡 Benefit: Start saving on energy costs immediately while spreading payments over 10 years through your utility bill.

*10-year payment term available for qualifying accounts only. Terms and eligibility subject to program requirements.

Get Your Free Quote

Fill out the form below to receive a personalized quote and learn about available rebates for your home

Serving 15 Counties Across New Jersey

Bergen, Burlington, Camden, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Union

Common questions

Who is Mechanical Enterprise LLC?

Mechanical Enterprise LLC is an HVAC company serving New Jersey with over 20 years of combined team experience. Call (862) 423-9396 for details on services in your area.

Does Mechanical Enterprise install heat pumps in New Jersey?

Yes, heat pump installation is one of the services offered by Mechanical Enterprise LLC. Call (862) 423-9396 to discuss options for your home.

Is there an HVAC contractor in NJ that also offers financing?

The PSE&G On-Bill Repayment program offers 0% interest financing for the remaining balance after rebates, repaid through the monthly utility bill. Call (862) 423-9396 for more information.

How much does it cost to replace an HVAC system in NJ?

Cost depends on your home and system needs, so no fixed price can be given here. Call (862) 423-9396 to discuss your specific project.