NJ HVAC Rebate Income Limits 2026: Do You Qualify?

Many NJ homeowners assume they make too much money to qualify for HVAC rebates. The truth? Most NJ rebate programs have NO income limit at all. Only a few programs are income-restricted, and even those have generous thresholds. Here's the complete breakdown of which NJ HVAC programs have income limits and which are available to everyone.

Programs WITH Income Limits (Higher Rebates for Qualifying Households)

These programs offer ADDITIONAL rebates for income-qualified households — they don't replace the programs above, they stack on top: NJ Comfort Partners (100% free HVAC for households at or below 250% federal poverty level — about $78,000/year for family of 4). HEEHRA rebates (up to $8,000 additional for households below 80% area median income — about $72,000/year for family of 4 in NJ). PSE&G Income-Qualified Weatherization (enhanced rebates for households below 400% poverty level).

2026 Income Thresholds by Program

NJ Comfort Partners: Family of 1: $38,295. Family of 2: $51,930. Family of 3: $65,565. Family of 4: $79,200. Family of 5: $92,835. HEEHRA (80% AMI): Approximately $72,000 for family of 4 in most NJ counties (varies by county). PSE&G Income-Qualified: Generally 400% of federal poverty level, approximately $124,800 for family of 4.

Maximum Rebate Stacking by Income Level

High-income household (no income qualification): PSE&G ($6,000) + NJ Clean Energy ($3,000) = $9,000 in rebates + 0% financing on remainder. Moderate-income household (below 80% AMI): All of the above + HEEHRA ($8,000) = up to $17,000. Low-income household (below 250% poverty): Comfort Partners covers 100% — completely free system.