Worried about the cost of a new HVAC system? NJ homeowners have excellent financing options that, combined with rebates up to $16,000, make HVAC upgrades surprisingly affordable. Most of our customers pay $0 out of pocket.
Financing Options
Check Your NJ Rebate
See exactly what you qualify for — up to $16,000 in NJ rebates.
PSE&G On-Bill Repayment (OBR) is the most popular option — 0% interest, payments added to your monthly PSE&G bill, no credit check required. Most homeowners see net lower monthly bills because energy savings exceed the OBR payment. Traditional financing through HVAC manufacturers (Carrier Credit, Wells Fargo) offers 0% promotional rates for 12-60 months. FHA Title I home improvement loans are available for larger projects.
Calculate Your Monthly Cost
Mechanical Enterprise provides detailed financing calculations during your free assessment. We show you the total cost, rebate amounts, financing options, and projected monthly payments vs. energy savings. Call (862) 423-9396 to get started.
Ready to get started? Mechanical Enterprise handles everything — from assessment to installation to rebate paperwork. Call (862) 423-9396 or get your free estimate online.
Check Your NJ Rebate
See exactly what you qualify for — up to $16,000 in NJ rebates.